Not everyone follows the traditional 9-to-5 work routine, and for many, regular payslips aren’t the norm. If you’re a self-employed individual, contractor, or business owner, getting approved for a home loan can feel challenging, especially if your income doesn’t come in the form of a predictable paycheck. At Nutmeg Finance, we understand the complexities of non-traditional income, and that’s why we offer Low Doc and Alt Doc home loan options designed specifically for borrowers like you.
With our alternative documentation loans, you can still pursue your property dreams without the stress of providing standard paperwork. If you’re a self-employed individual or someone whose income is irregular, Nutmeg Finance makes the loan application process simpler and more accessible.
Low Doc (Low Documentation) and Alt Doc (Alternative Documentation) loans are designed for borrowers who may not have access to the traditional forms of documentation required for a standard home loan. These options are ideal for those who are:
To make it easier for you, Nutmeg Finance accepts alternative forms of documentation. Here’s what you typically need to apply for a Low Doc or Alt Doc loan:
In many cases, you don’t need to provide full tax returns or a detailed paper trail. Instead, Nutmeg Finance will assess your ability to repay the loan based on practical, real-world documentation that reflects your current financial situation.
Low Doc and Alt Doc home loans are a game-changer for self-employed individuals, freelancers, and small business owners who face challenges with traditional loan applications. At Nutmeg Finance, we understand the unique nature of non-traditional income and offer flexible, hassle-free solutions to help you achieve your property goals.
With competitive rates, simplified documentation, and personalized support, Nutmeg Finance is here to make homeownership possible for everyone—regardless of your employment status.
Ready to apply for a Low Doc or Alt Doc home loan? Get in touch with Nutmeg Finance today and take the first step toward securing your home loan.
Nutmeg has the perfect loan for you. Whether you’re buying your first home, upgrading, downsizing, or investing, we’re here to guide you every step of the way. Found your dream home yet? Let us help make it a reality!